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Support Home Eligibility Why was I unable to receive an offer? To learn why we were unable to offer you a home equity line of credit at this tim… Can Upstart Mortgage make exceptions for unique situations? Unfortunately, we cannot make individual exceptions to our eligibility requireme… Can I use a co-borrower or a co-signer? No, unfortunately we do not support co-borrowers or co-signers at this time. … Which states am I eligible to apply in? Upstart Mortgage is currently available in Alabama, Alaska, Arkansas, Colorado, C…